Motorcycle loans

Get a loan for your next motorcycle - whether you’re commuting to work, cruising the open road or rounding up sheep. Talk to one of your local experts about the best loan for you and your budget.

Find freedom on two wheels, or four

Our loans make getting the motorcycle you want easy. You can borrow from $2,000 to $100,000, as long as we're confident that you can manage the repayments.

We can help:

  • Find the right loan to suit what you want to do
  • Find the best interest rate
  • Tailor repayments to your income – weekly, fortnightly or monthly

What you need to apply

If you apply in person, and bring these documents with you, we can usually give you an answer within an hour.

  • Valid NZ driver licence
  • Proof of address
  • Bank statements showing the last 90 days

Who can apply?

You can apply for finance with us if you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver licence, and have regular income.

After you’re approved for a loan

We'll guide you through the loan contract, help you understand your rights and obligations, and then ask you to sign it.

If you have any concerns or questions about your loan agreement, seek advice from your lawyer or accountant before signing.

Frequently asked questions

Who can get an MTF Finance loan?

If you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver licence and have regular income, you can apply for finance with us.

What things can I get a loan for?

Whether it drives, floats or flies, we can finance almost anything! We also offer loans for business vehicle and equipment. We can even offer loans for home renovations or that well-earned break, using an existing asset as security.

MTF Finance uses the asset you’re borrowing for (or an asset that you own) as a security for the loan. The asset must exceed $2,000 in value and have a serial number. If you have any questions or need more information about this process, just ask – we’ll be happy to help.

How long does it take to get the money?

If you apply in person with supporting documentation, we can often transfer funds to you on the same day that the loan is completed. If it is for a vehicle purchase, we can also arrange to send the funds directly to the seller on your behalf.

How much can I borrow?

You may borrow from $2,000 to $100,000, as long as you have sufficient security to support the loan and we’re confident that you are able to manage the repayments.

How soon will I know if my loan is approved?

To consider your application, you must provide:

  • A valid NZ driver licence
  • Bank statements, in your name, showing transactions for the last 90 days
  • Bank statement, utility bill, rates, NZ Government documentation or insurance confirmation showing your name and physical address

If you apply in person, and bring these documents with you, we can usually give you an answer on the spot.

What happens when my loan is approved?

We’ll talk through the loan document, make sure you understand your rights and obligations under the contract and then ask you to sign it. If you have any concerns or queries regarding the obligations you are entering into, we recommend that you seek advice from your lawyer or accountant before signing the loan document.

Are there any hidden costs?

No. The interest rate and all fees are set out in the loan agreement you sign at the beginning of the loan term.

Please complete the below form and we'll initiate the finance process on your behalf.